Calculators
Have a play with our online calculators - calculate the GST on a service or product you want to sell, see how much you can borrow and how much a loan might cost you, or check out how you are tracking on your savings targets....
Reverse Mortgage
Results
Basic Loan Repayments
Results
Loan A
Periodic payment $
Total cost of loan $
Loan B
Periodic payment $
Total cost of loan $
Loan C
Periodic payment $
Total cost of loan $
Loan D
Periodic payment $
Total cost of loan $
Extra Repayments
Results
- Current repayments $
- Updated repayments $
- Original total amount $
- Updated total amount $
- Interest you will save $
- Time you will save
- Updated loan term
Lump Sum Payment
Results
- Current repayments $
- Original total amount $
- Updated total amount $
- Interest you will save $
- Time you will save
- Updated loan term
How Long to Repay
Results
- Loan term
- Total interest payable $
- Total cost of loan $
Principal & Interest / Interest Only
Results
- repayments $
- Total interest payable $
- Total cost of loan $
Split Loan
Results
During Fixed Period
- Fixed repayments $
- Variable repayments $
- Total repayments $
After Fixed Period
- Total ongoing repayments $
Totals
- Total interest payable $
- Total cost of loan $
- Total interest payable if loan was at variable rate only $
Complete Loan Comparison
Results
Loan A
- Fixed monthly repayments $
- Ongoing monthly repayments $
- Total repayments $
Loan B
- Fixed monthly repayments $
- Ongoing monthly repayments $
- Total repayments $
How Much Can I Borrow?
Results
- You can borrow up to $
- Monthly repayments $
- Total interest payable $
- Fortnightly repayments $
- Weekly repayments $
What Can I Afford To Borrow?
Results
- You can affort to borrow up to $
- repayments $
- Total interest payable $
Remaining Balance
Results
- Fixed monthly repayments $
- Ongoing monthly repayments $
- Total repayments $
Bi-Monthly Calculator
Results
Monthly repayments
- Repayments $
- Interest saved $
- Time saved $
- Total $
1/2 Monthly paid fortnightly
- Repayments $
- Interest saved $
- Time saved $
- Total $
1/4 Monthly paid weekly
- Repayments $
- Interest saved $
- Time saved $
- Total $
Millionaire Calculator
When will you become a millionaire?
This calculator shows you how long it will take you to reach a savings target.
1 3% is a good rate of return.
2 Inflation, is around 7%.
Note: Inflation is currently high, choose whatever rate you wish, but we think 3% is fair as an average
You may change the rate of inflation and the rate of return to what ever rates you think will apply over the number of years you select.
We suggest rates between 3% and 5%.
3 Similarly the $1m is our default wealth goal. You can change this to whatever final figure you want.
4 You may change the rate of return to any value you like
Income Tax Calculator
Results
Per Annum:
Per Week:
Per Fortnight:
15% GST Calculator
Car Lease
Results
- Monthly payment $
- Total cost $
Savings
Results
- Total amount at end of term $
- Total amount deposited $
- Total interest earned $
Achieve My Savings Target
Results
- Weekly instalments required $
- Total interest earned $
- You will reach your target in
how we can help...
At Arco Advisory & Accounting we help you manage every aspect of your business and because we prioritize building trust and lasting relationships with each of our clients, our advice is tailor-made for your business. We've also developed our traditional auditing and accounting practices into innovative, modern, client-focused services.
useful tools...
We've also got an awesome selection of free online tools that are super easy to use. They're designed specifically to help you manage different aspects of your business. They also keep you in the loop with all the latest tax facts, important financial dates, and other valuable information.
get in touch...
The first thing we want to do is get to know you. Give us a call or come visit us in Napier city centre. No pressure, it’s a free introductory meeting so we can understand your situation, what makes you tick, and how we might help.